This post is happily sponsored by Jetty renters insurance. All opinions are my own!
As a gal that’s had her fair share of purchasing renters insurance in my younger years (and before we were homeowners), I never really checked into the different types and what each had to offer. Honestly, I simply checked with my auto insurance carrier and took its word for truth. Of course, this was before the age of internet and when my cellular phone came in a giant leather case and plugged into my car’s cigarette outlet! Nowadays, there’s plenty of renters insurance styles and coverage and it’s as easy as knowing the facts and what type of coverage you’re looking for.
Arming yourself with knowledge about what you need in regards to renters insurance will give you the right tool to feel confident in your selection – or help you to realize that you’ve been doing renters insurance all wrong. Here’s six reasons you didn’t know you needed Jetty renters insurance – or need to change yours.
A Security Deposit Is the Worst Investment You Can Ever Make When Renting
There’s no way to get out of a security deposit these days when renting an apartment. It’s a way to make sure that, to be blunt, no one gets screwed over. It’s also an easy way for apartment building owners to get some extra cash out of their renters up front. But did you know that a security deposit is actually a bad investment? It’s true.
There is a way to avoid the hundreds of dollars required for a security deposit if you’re smart about it. Jetty, a company that was created with renters in mind, can help you meet the requirements. With a Passport Deposit (the hip name for its security deposit replacement product), they’ll help you manage a deposit on the apartment of your dreams with a security deposit bond. Here’s the scoop: Jetty charges a one time nonrefundable fee of 18% to get you set up and covered. It then pays the rest of your deposit to your landlord but you’ll still be responsible for damages that may incur during your rental time. What it doesn’t give you is the right to act foolishly so no trashing, dig?
It Will Help You in Sticky Travel Situations
Did you know that you can have a back-up security plan in case you need it should the worst happen while traveling? Yep. Choose the right renters insurance and you can have peace of mind when you’re 1,000 miles from home or in your bathroom.
Regardless of your deductible, Jetty’s got some really beneficial perks that are included in each Jetty Passport at no extra cost. Want to become an AirBnB host but are concerned that your haven will be trashed? Jetty offers AirBnB Host Protection for an extra charge in addition to your policy. Grossed out about bed bugs (aren’t we all?)? Jetty Renters Insurance policies include Bed Bug Protection baked in to your policy. And, while thinking of each of these may be the farthest thing from your mind, if/when they should happen they’ll be the only thing on your mind compliments of the cash you’ll have to dish out.
An Adjustable Premium Based on Exactly What You Need
Jetty has adjustable premiums. They’ll work with you to make sure you have exactly what you need with the price you can afford. Refreshing, right?
Need to add renters insurance on an expensive item? No problem. Your premium price will adjust accordingly and you can test drive your payment beforehand with the Jetty Quote Generator. Best part? Updates can be made at any time once a policy goes live.
You Never Need to Talk to a Human with Jetty Renters Insurance Unless That’s Your Thing
Me? I love talking to actual folks when making important decisions. Mr. Locke? He’d rather hammer a nail through his thumb than talk to a live person on the phone. Another cool feature is that the website is super user friendly and is optimized for folks that are like my husband. You can get an insurance quote and pay for premiums and features. You can also change your insurance level without ever talking to anyone. Or you can chat with a rep. It’s your call. Or not.
Need Co-Sign Help? Jetty’s Your Man.
Let’s say that Mom, Dad, or even Big Bro can’t help you out with your dream apartment when it comes to co-signing. Jetty will step up to the plate and be your guarantor with its Passport Lease. While it will cost you around 5-10% extra per year, it will get you into that haven on the 30th floor if that’s what you dig.